How Do You Stop Pre-Approved Credit Cards In The Mail?
If your junk mail includes numerous pre-approved credit card offers, you can stop them with a simple form or phone call. The Fair Credit Reporting Act allows four credit bureaus to supply lists of names to creditors and insurers who send out pre-screened or pre-approved applications. The FCRA also gives consumers the opportunity to put a stop to this by choosing to “opt out,” which removes your name from these lists temporarily or permanently. Visit the Consumer Credit Reporting Industry’s website at www.optoutprescreen.com. Select “Electronic Opt-Out for Five Years” or “Permanent Opt-Out by Mail” on the Opt-In or Opt-Out page. Click “Submit.” Fill out and submit the online form to opt out for five years, or complete and submit the online form to begin the permanent opt-out process. Check your email for a confirmation and Permanent Opt-Out Election form. Print the confirmation for your records. Print the election form, sign it and mail it to the address provided on the form to complete
