How Do You Stop A Wage Garnishment In Arlington, TX?
If creditors obtain a court decision against you for certain unpaid debt, your wages may be garnished after prior notice is given, according to guidelines set by the court. Texas is one of four states in the U.S. that limits wage garnishment to debt related to unpaid taxes, child support, federal student loans and fines or restitution for a crime you have committed—your paycheck cannot be withheld for any other form of debt. A proper defense in court and, if all else fails, Chapter 7 bankruptcy, are the best ways to stop garnishment. Respond to all letters and calls from creditors. If you fail to respond to creditors’ requests to work with you on your unpaid debt, you greatly increase the odds of wage garnishment. The IRS, the injured party in a crime you have committed, or the parent of your child to whom you must pay child support, will often work with you on a modified payment plan instead of garnishing your wages, as doing so may push you into bankruptcy and financial ruin, resul
