How Do You Spot Health Insurance Fraud?
Spiraling costs are making health insurance out of reach for many Americans, and much of it is due to fraud. There are many ways to commit insurance fraud. Fortunately, there are also many ways to fight it: Consumers can become vigilant about exposing hucksters and insurers can use new tools to root out billing fraud. Be wary of a health insurance provider that promises you the moon. They may offer you an extremely low rate that beats all others, but want you to pay a whole year up front, fork over the premium in cash, sign immediately or sign a blank form. These should be red flags that it may be a sham company ready to take your money and run. Check out any prospective health insurance company carefully. Contact your state department of insurance to see if the company holds a license in the state, and whether there have been any complaints against the company. Trust your instincts, and only do business with those whose reputation is proven. Ask for references, and call them. Note tha
