How Do You Select Prescription Drug Insurance Coverage?
Prescription drug insurance, or a prescription drug plan, is a policy that specifically covers part or all of the cost of prescriptions. Some group plans offer prescription drug insurance. However, individuals can also buy their own coverage. Read on to learn how to select prescription drug insurance coverage. Decide on what you need your prescription drug insurance to provide. If you have some form of health insurance already, you may only need a supplement to your current coverage. Contact your current insurance provider. Some companies will provide you with prescription drug insurance, at a minimal rate, if you already patronize their institutions for health insurance. Ask whether your employer offers an insurance plan that covers prescription medications. While this plan may not be the most ideal, it may be more cost-effective than those designed to cover individuals. Check the National Association of Health Underwriters’ (NAHU) Health Care Coverage Options Database to see the opti
