How do you see large national banks and smaller community banks and thrifts evolving in Orange County?
Tom Meyer, chief executive, Fullerton Community Bank The largest national banks will be busy over the next few years absorbing the major bank acquisitions they completed in the past 24 months. A clear opportunity exists for local and regional banks in OC to acquire new customer relationships and gain market share. I anticipate that local and regional banks—particularly those institutions that enjoy local decision-making—will continue to be more responsive and nimble to small and midsize businesses than the major national banks. Raymond Dellerba, chief executive, Costa Mesa-based Pacific Mercantile Bank The problem in OC is there are no big money center banks headquartered here. They’re back in the East or Midwest. You really can’t compare community banks to money center banks. The big banks are targeting different industries and places where they see growth. Community banks are around to serve the county. They’ll reach into all types of businesses, but their markets are relatively narr
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