How Do You Save On Hospital Bills?
The relationship between hospitals and insurance companies is complicated and most patients put their trust in the system. This article will give you better insight into how the system really works and you may even find ways to pay less on your medical bills. Compare hospitals. Most patients think hospital charges are set in stone, but they aren’t. If you need to have a procedure done in a hospital, check with all the hospitals in your area to get a price from each on that procedure. Ask for two prices. A tightly held secret in the hospital industry is that there are two prices for every procedure: a cash price and an insurance price. When you call for the price, the hospital will first ask who you’re insured with. The insurance price is much higher than the cash price. Ask for the cash price first, then ask what the insurance price is. You don’t have to say whether you are insured. If asked, say you have to check to see whether you are covered. Check your coverage. See exactly what yo