How Do You Save Money On Homeowners Insurance?
• Ask for recommendations. Consider all possibilities if you want to get the best deal when you shop. Ask around from family and friends, but don’t expect the rates for your home insurance in Seattle to be the same as what your Aunt Sallie pays for hers in St. Louis. Look online to compare homeowner insurance quotes. Ask consumers agencies about a company’s reputation. Good information can lead you to the right choice. • Have higher deductibles. The higher your deductible, the lower your premiums will be. This is a great way to save some money, but you need to be smart about it! Don’t choose a deductible that is more than you could afford to outlay. If you have a claim and cannot come up with your deductible, your insurance will not kick in. • Combine policies. If at all possible purchase your home, auto, health care, or any other policies you require all from the same company. Often, multiple policies can earn you up to 25% discount on all your policies. • Add safety enhancements. You