How Do You Report Credit Card Fraud To Credit Bureaus?
Identity thieves are known for stealing personal information and attempting to establish credit in someone else’s name. If you suspect that you have been a victim of fraud, it is best that you notify the credit bureau immediately. There are several types of fraud alerts that you may place: a 90-day fraud alert, an extended fraud alert or an active military duty fraud alert. After the alert is placed, creditors are required to verify all information before offering credit to anyone requesting credit in your name. Request a copy of your credit report from all three agencies: Transunion, Experian and Equifax. Review it for any fraudulent activity or suspicious accounts. If you have been a victim of fraud, contact the police and request that they provide you with a written report. Be prepared to submit this report to the credit reporting agency to verify your complaint. Choose the type of fraud alert you would like to place. If someone has gained access to your personal information, such a
