How Do You Remove A Mechanics Lien?
A mechanic’s lien is a problem that arises when an auto mechanic makes repairs on a vehicle that the vehicle’s owner can’t afford to pay. In layman’s terms, a mechanic’s lien gives the mechanic a legal claim to the automobile itself, which at the very least prevents the owner from selling the car. At worst, the mechanic’s lien may be used to force the owner to sell her car, with the profits being used to pay off the debt owned to the mechanic. Understandably, to remove a mechanic’s lien is extremely important once one has been placed. Look over your automobile insurance policy. Some policies may hold the insurance company responsible for removing mechanics liens placed on automobiles. However, this is not a common practice. Settle with the mechanic to pay off the repairs in installments in order to remove the lien. This is generally a good way to get the mechanic’s lien removed if the mechanic is willing to cooperate. If you agree to settle with the mechanic by paying off in installmen