How Do You Qualify For COBRA Health Insurance?
COBRA health insurance continuation is required to be offered by employers of 20 or more workers. Some states even require by law that all employers regardless of size offer COBRA coverage to their employees. COBRA continues health insurance benefits for the employee or their family members under certain conditions. The COBRA coverage must be paid for by the employee or their family, but usually offers some savings because it is a group rate. COBRA coverage has the advantage of covering pre-existing conditions since it is considered uninterrupted coverage. The health insurance usually lasts between 18 and 36 months. Review the list of events that would qualify you or your family for COBRA: a. You become totally disabled b. You become eligible for Medicare c. Your wife or husband has medical coverage and you get divorced or legally separated and you were covered by the insurance before the separation or divorce d. Your work hours are reduced below the minimum hours required to be eligib
