How Do You Protect Yourself Against Identity Theft?
Identity theft is a growing problem that can be financially devastating, ruin a good credit rating and leave victims feeling vulnerable and defenseless. Identity theft occurs when someone uses your personal information illegally for gain. When the criminal is able to get your name, social security number or credit card information, he may steal money out of your bank account, take out credit cards in your name or commit other crimes, all using your identity. Here are some ways to protect yourself from becoming the victim of identity theft. Order a copy of your credit report once a year to check on fraudulent use of your accounts. The three national credit-reporting agencies can be contacted as follows: Contact Equifax at (800)685-1111 or visit www.equifax.com Contact Experian at (888)397-3742 or visit www.experian.com Contact Transunion at (800)916-8800 or visit www.transunion.com Register for the Direct Marketing Association’s Telephone Preference Service (TPS) which allows you have y