How Do You Pay Off Credit Card Debt Quickly?
If you have the discipline and desire to free up money you usually spend each month on credit cards then pay attention. Paying the minimum balance will take years to pay off look at all of your interest rates on your credit cards choose the ones with the highest interest and call the 1-800 number on the card. Speak with a representative and ask to have your interest rate lowered. More than likely they will tell you something like you don’t qualify or that’s the lowest they can go. Politely ask to speak to their boss or someone else who may be able to help. Whoever gets on the phone next will probably turn you down next. That’s when you use some ammunition. You have sitting in front of you the name of another card company that has zero percent interest for balance transfers and threaten to switch credit cards. Now the tables have changed and they will more than likely lower your cards interest. Do this step with all of your credit cards getting them all lowered with the same threats. Yo
