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How do you or what credit score can you have to get discover card or america express card?

April 26, 2017America card Credit score discover Express

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How do you or what credit score can you have to get discover card or america express card?

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I have a friend who has a 712 credit score and can not get an American Express card because he had a card with his ex wife and defaulted on the payments. The card was eventually paid via a collection agency. He applied for an Amex card and was declined due that old card that happened over 6 years ago.