How Do You Open A Bank Checking Account With Bad Credit?
Opening a bank checking account with bad credit is easier than it once was. Even if your credit troubles include writing bad checks and being reported to agencies such as ChexSystems, it is still very likely you can get a checking account from an in-person or online bank. The best actions in a bad credit situation are to do careful research, be honest if asked questions about your credit past, and move forward. Getting and keeping a checking account is a positive step toward a better financial future. Visit the bank of your employer. The next time you cash your paycheck, mention you have had some credit problems, but that you would like to open a checking account. The teller should be able to let you know how stringent the bank’s approval requirements are. Fill out a checking account application and have cash or a check ready for deposit. You will be expected to answer questions such as your name, current and past addresses, Social Security number and birth date. Wait for the bank repr
