How Do You Negotiate And Settle A Car Total Loss?
The car total loss process starts at the accident scene. After that, the insurance company must inspect your vehicle and determine whether the damage was substantial enough to declare a complete loss. Most insurance companies will want to inspect the vehicles themselves. In most cases, insurance companies have approved body shops to write estimates. These shops usually write estimates and receive payment from the insurance company based on that estimate. However, when there is potential for a car total loss, most insurance companies want their own insurance adjuster to inspect the vehicle. The reason for this is the conflict of interest that arises from the arrangement between the insurance company and the body shop. Body shops are in the business of fixing cars. They have a vested interest in quoting the repairs so the car can be fixed and not declare it a car total loss. Therefore, it will be an adjuster inspecting and dealing with the negotiation. Below are the best steps you should
