How Do You Make A Personal Weekly Spending Budget?
A weekly budget is a great way to know what you have available to use without dipping into your monthly bill money. The best way to maintain a personal weekly spending budget is to know where you spend your money and if you actually have those funds available to spend. When making your budget, be honest with yourself about how much you make, how much you spend and whether where you are spend your money is really necessary. Make a list of what you spend money on in one week. It may include a daily coffee, lunch out, going to the movies, gasoline or even clothes shopping. Perhaps you have to pay for parking; whatever it is, include it. Write down the estimated amount of money you spend on each item on your list. Financial guru Jean Chatzky suggests breaking your expenses into two categories: fixed expenses and variable expenses. Fixed expenses include your parking pass or childcare. Variable expenses are the not-so-sure numbers for how much your lunches will cost or how much gasoline you