How Do You Legally Erase Credit History?
If you have bad credit and are looking for a way to erase your credit history, I totally feel your pain. Low credit scores can wreak havoc on all areas of our lives and can lead to frustration and low self esteem as well as having to pay higher interest charges or not being eligible for loans altogether. Although I wish I could wave a magic wand and erase your credit history, there is no legal way to do this. Yes, many companies claim that they can but they’re lying to you. However, there are significant things that you can do to improve your credit score immensely. Things that will make a huge difference in your credit score and in this article, I’ll teach you how. Let’s begin. Obtain a copy of your credit report from the 3 major credit reporting agencies. Don’t delay – do this now. Once you have the information in front of you, review the reports thoroughly to ensure that there are no mistakes. If you find any mistakes or discrepancies, you must report them to the reporting agency ri