How Do You Learn Anti-Clutter Tricks For Paper Files?
If you’re like most people, old bills, receipts, legal papers and pay stubs can pile up until you’re overwhelmed by paper clutter. Even if you file your papers, it doesn’t take long for your files to be bursting at the seams. If you can’t fit anything else in your files or you want those stacks and boxes of papers to go away, you need to know what you can safely discard and what you really need to keep. Your largest pile of papers is probably pay stubs, utility and other regular bills, credit card and checking statements, canceled checks for minor purchases, receipts for minor cash purchases, and mortgage receipts. They should be kept one year at most. Save only those items that you need to verify tax and warranty claims. ATM and debit card receipts and credit card receipts only need to be kept until you get your next monthly statement. Social Security and all quarterly or monthly financial statements can be discarded when you get your annual statements. 401(k), pension and IRA annual
