How Do You Handle Past Due Medical Bills?
If you have uninsured medical bills that are past due, contact the agency that is attempting to collect as soon as possible. Even if you do not have the money to begin paying down the bills, acknowledging the debts and making a good-faith effort to discuss your financial situation may stop the hospital or collection agency from commencing a lawsuit to try to collect on the debt. If you have some disposable income, attempt to make regular payments on the medical bills. Even small monthly payments may be enough for the hospital to remove the delinquent status from your account. Contact the hospital or collection agency. Once you realize you are behind on your medical bills, contact the organization that is sending you notices and acknowledge that you are delinquent. Ask for an itemized copy of your bill and review it to make sure that all of the charges are accurate. Make sure that your insurance will not cover any of the charges. If you had health insurance at the time that you incurred
