How Do You Get Self-Employed Health Insurance?
If you are new to Self employment or a small business owner, chances are that you believe health insurance isn’t a top priority for you. However, it should be a top priority. Entrepreneurs are fortunate to have the option of obtaining self-employed health care plan insurance. Whether your business is setup as a sole proprietorship, partnership, corporation, or limited liability company; you can still protect yourself and your assets from mounting medical bills with a self employed health care insurance plan.
According to a Harvard Study conducted in 2003, half of the approximately 1.4 million personal bankruptcies were caused by illness and medical debt.
Getting a quote is simple, go through a reputable agent or broker who is caters to self-employed individuals. Insurance Medics has friendly service, represents many major insurance carriers and know what they are doing. Give them a try – Self Employed Health Insurance Experts
Health insurance is complicated enough when you are employed by large company. But searching for self-employed health insurance can make you feel overwhelmed and frustrated. Read a few tips about getting health insurance as a self-employed person so you can make an informed decision. Determine your financial situation to help you research different types. If you can afford to have a high deductible, your monthly cost decreases. Other variations that may change your monthly payment include higher coinsurance percentages, the amount you pay for routine care/office visits or prescription drug programs. Consider a plan that has a high deductible so you can take advantage of a tax-free health savings account (HSA). When you pay a higher deductible, your premiums will be lower on your self-employed health coverage. You deposit pretax dollars into your HSA and withdraw the money when needed to pay for medical bills that aren’t paid for by your health insurance. Search the web. Numerous compan
