How Do You Get Low Cost Health Insurance (Non-COBRA) When Laid Off Work?
Being laid off work is a devastating experience because not only do you lose income but also you have to worry about not having health insurance coverage for yourself and your family. One problem is that Medicare does not provide health insurance for younger workers. Also, the Consolidation Omnibus Budget Reconciliation Act (COBRA) health insurance coverage requires you to pay premiums out of your own pocket which could cost more than you can afford. Fortunately, there are other options that you have. The following article is about how to find non-COBRA health insurance when you are laid off work. One option is to get health insurance through your professional association. For example, if you are a psychologist, you could apply for coverage (major medical) through the American Psychological Association (APA) which is the professional association for psychologists. Other professions have their own professional organizations. So apply for health coverage through whichever professional or
