How Do You Get Health Insurance For College Students?
One of the last things you may do before you send off Junior to college is to arrange for his health insurance. It is critical that you do so, to protect yourself from financial disaster. There are a number of ways to approach the issue of health insurance for college-bound students; let’s find the best method of addressing this important matter. Determine if your child is covered under your existing policy; he might be protected already. Many health insurance policies protect dependents up to 30 years of age if they are are full-time students. Check with either your employer or your insurance carrier to see if your child is already covered. If he is, you’re off the hook. Make sure there are doctors and hospitals that your insurance considers “in network” if your child is attending a college in another city. Otherwise, see what it will cost if she is treated by one that is “out of network.” You will not face this problem if your collegian buys a health insurance policy from the school.
