How Do You Get Business Renters Insurance?
Business renters insurance is needed if you own a business but do not own the property in which the business is conducted. It is usually part of a larger package that covers several areas. As a business owner, you need to know which liabilities you are legally obligated to cover and which ones you need to insure for the safe operation and flow of your business. Determine which business liabilities you will need to cover. Business renters insurance usually includes some combination of general and employer liability, boiler and machinery maintenance, business interruption and environmental-pollution insurance. Estimate how much general-liability insurance you need to get. It often comes as an insurance package that covers theft of or damage to your business property, as well as personal injury that occurs on your business premises. Packages often include advertising liability to cover the unintended consequences of your advertising. Determine your legal obligations for employer-liability