How Do You Get A Truly Free Credit Report (No Credit Card Required)?
You will learn how to obtain a truly free credit report from each of the three major bureaus once every 12 months Go to www.annualcreditreport.com through your Internet browser. The website will want you to logon securely and it will eventually take you to one of the three credit bureau websites depending upon which one you choose. You will be able to select which of the three major bureaus you would like a credit report from (Experian, Equifax, or TransUnion). This website is federally mandated so there is not fee to access your report. Important pieces of information to take note of are recent inquiries, derogatory items, and any accounts that indicate past due amounts. If you want your credit score you will need to purchase it directly from the bureau for a nominal fee. However, the most important aspects of your credit report will be truly free (i.e inquiries, derogatory information, etc).
