How Do You Get A Home Mortgage In North Carolina?
Getting a North Carolina home mortgage doesn’t have to be a difficult process. By educating yourself on the simple mortgage loan steps, you will be able to get a mortgage with confidence. Following the steps below can save you time and money when you’re ready to get a North Carolina home mortgage loan. Contact one of the major credit agencies and get a copy of your credit report for review. Take care of any mistakes before applying for a loan. Explore the many North Carolina and federal programs that are offered to veterans, the disabled, senior citizens, low-income, single parents, rural home buyers and even current home-owners seeking second mortgages. Here are just a few of the available housing programs such as the Mortgage Credit Certificate (MCC), the Rural Opportunity Mortgage (ROM), and the American Dream Down payment Initiative (ADDI). Here are a few government Web sites for North Carolina-specific loan information: o North Carolina Homeownership Overview o USDA North Carolina
