How Do You Get A Gas Card After Bankruptcy?
You’ve never been without a credit card before in your adult life. What if you need food or gas and have no cash? What now? These questions–and more–run through the minds of those who are going through bankruptcy. As soon as the ink on the bankruptcy discharge is dry, it’s time to start thinking about rebuilding credit. For many, getting a gas card is a first step. Gas cards can generally only be used at gas stations—meaning you can buy grocery items and gas with them. While they usually don’t have an annual fee, they can have higher interest rates than more traditional credit cards. Wait until at least 60 days after your bankruptcy is discharged to do anything because it can take the credit reporting agencies 60 days to update your credit reports. Once 60 days since discharge have passed, get copies of your credit reports from the three reporting agencies—Experian, Equifax, and TransUnion. Examine each of your credit reports for inaccuracies. If you have disputes, file them with