How Do You Fix A Credit Report After Bankruptcy?
Even though a bankruptcy can significantly impact a consumer’s credit report, all hope is not lost. Within two years after a bankruptcy, consumers can qualify for a new mortgage loan. This is not possible if your credit report contains inaccurate information as a result of the bankruptcy. Taking the time to fix your credit report after a bankruptcy will help you financially bounce back more quickly. Step 1 Read through your credit report. You will want to familiarize yourself with the contents of your credit bureau report prior to working on a plan to fix your credit post-bankruptcy. Your bankruptcy should be listed in the Public Records section of your credit report. This will remain there for seven to ten years. Step 2 Verify that the information about your bankruptcy that is in the Public Records section of your website is accurate. If this is not accurate, write down the inaccuracies on your piece of paper. We will be coming back to this piece of paper after you have reviewed your
