How Do You Find Individual Group Health Insurance?
The conundrum is not uncommon: you want health insurance but are either self-employed or you or a family member has a preexisting condition. This typically makes private insurance a no-go, and other plans, such as HIPAA or COBRA, are so expensive you practically have to take a mortgage out to afford the premiums. However, there is a possible saving grace: a group plan. But how exactly can you get group insurance when it’s just one or two people involved? To become eligible for a group plan, your first chore is to prove you are a business entity. To be eligible for a group plan, you must have at least two people in a group. Pretty much all reputable insurance companies qualify a small business as having between 2 and 50 employees. For a family or couple, the easiest way is to get a business license with the husband and wife on it. If you have a business partner, it can be you or the partner. If you are a sole proprietor, you can also submit the Schedule C profit/loss statement you filed
