How Do You Find Banks That Do Not Use Chexsystems?
ChexSystems is a service that most banks use to determine whether you have a clean banking history. An individual who is listed on the ChexSystems service has defaulted on a bank account and may owe a bank with which he has previously conducted business. If you are listed on the ChexSystems service, you can still acquire a bank account with a bank that does not utilize the ChexSystems service. Conduct an online search for a service identifying banks that do not use ChexSystems. Scroll through the list of banks that do not use Checksystems on the online service selected. Look for banks that conduct business in your state. Click on the links to the banks in your state that do not use ChexSystems. On the banks’ websites, locate the nearest branch.