How Do You Finance In Vitro Fertilization?
Many health insurance plans will not cover in vitro fertilization (IVF) procedures. In 2010, you would typically pay $12,000 or more per attempt, with some clinics charging more and others less. Many clinics offer financing at competitive rates to people with good credit ratings. You can also raise the money yourself or take out a personal loan to defray the costs. Due to the relatively low success rates of the IVF procedure, you can expect that you will need to complete multiple cycles before conceiving. Research the likely costs of IVF. According to the Jones Institute, success rates differ depending on the method of IVF used. Healthy women younger than 35 years old can expect a success rate of slightly more than 50 percent, with success rates declining for each subsequent attempt. Consider this drop-off rate when making your initial plans. Contact IVF clinics in your area to inquire about financing options. Many will offer to finance the full cost of the procedure, while others will
