How Do You File A Total Loss Car Insurance Claim?
Total loss claims are filed when a vehicle has been so badly damaged that it would cost more than it`s worth to repair it. However, just what that worth is depends on how the car insurance http://www.belairdirect.com/ company sets their standards, so you`ll need to know what this is ahead of time. First, you will need to have a police report. When the accident occurs, the police should be called immediately and an accident report will be drawn up. In the case of serious injury (which is quite common in total loss claims), you will need to get a copy of the police report after the fact. Call the car insurance company as soon as possible after the accident, whether you call yourself, or have someone phone in for you. This ensures that they are aware of the problem and will be ready to proceed once the paperwork has been filed. Write down your own statement of what happened.
