How Do You Erase Inquiries On A Credit Report?
Though everyone’s entitled to one free credit report a year, many people don’t bother to order one. They should. Any fraudulent activity, such as an identify thief applying for a credit card in your name, will show up as an inquiry. You’ll want to remove these inquiries quickly. Order a copy of your credit report from annualcreditreport.com. Other outfits may offer a free credit reports, but many of these will also charge you for additional credit monitoring. On the last page of your credit report you’ll find the list of inquiries. These indicate creditors checking your credit when you’ve applied for financing or a loan. Review the list to make sure each inquiry is legitimate. The report may go back years, so don’t automatically suspect fraud if you see an inquiry that you do not recognize. You may have forgotten a failed transaction. If you find suspicious inquiries, circle them on the report. Write a letter explaining the circled inaccuracies on your credit report. Note that you’re c
