How Do You Decide Between Assigned Risk And Non-Standard Car Insurance?
With insurance being a big business in the U.S., coverage options offered by different insurance companies are often quite similar. In some cases, the limits vary, while others have few changes in deductibles and exclusions. Auto programs and polices come under several categories. Typically, policies such as “assigned risk auto insurance” are announced by the government. There are also several private companies that provide you with coverage options. Non-standard auto insurance is almost always purchased directly from the insurance company or an agent. Find out from your state office if you need an assigned risk plan. The local Department of Motor Vehicles (DMV) can help you find this information. Some states require you to buy the assigned risk plan so that you are eligible to drive and buy an insurance policy from a private company. The use of non-assigned plans is simply to ensure you will get wide coverage from the companies. The premium is likely to be high. There will be times wh
