How Do You Consolidate Debt With Bad Credit?
You’re up to your eyeballs in debt and your credit is shot. The layoff you experienced a few months ago has taken a toll. You’ve been searching diligently for work, but in this poor job market, it hasn’t been easy. Stop! Before you consider filing for Chapter 7 bankruptcy or enrolling in a bogus debt management plan, consider these alternatives. Seize control of your credit again! With a little planning, patience and persistence, you will be back on top again. Tell yourself that it can be done, and you will overcome your current financial situation. Start out with a positive outlook. Be determined to become debt-free, repair your credit and get on with your life. Understand that getting out of debt is a process, one that will take time. Remember, you didn’t get into this mess overnight, and you certainly won’t get out of it that quickly. Be mentally prepared to keep track of your monthly expenses, and maintain a tight budget. Learn to live frugally. You don’t have to buy everything nam
