How Do You Compare Health Insurance For The Self-Employed?
When you work for someone else, chances are you are offered health insurance coverage through that employer. But when you strike out on your own, you need to find your own health insurance and maybe coverage for family members too. The cost of an individual health insurance policy can vary quite a bit, so it is important to consider a number of factors when shopping for the protection you need. Think about the type of insurance you need, whether individual or family, and what you need from a policy. If coverage for routine doctor visits is important, choose a comprehensive health insurance policy. If you feel the main purpose of insurance is to protect you in the event of a catastrophic illness, a high deductible plan may be the best value. Visit your bank and ask about opening a health savings account. The cost of a health savings account, or HSA, may be deductible on your tax return, and that can save you a lot of money. The funds deposited to the HSA can be used to pay for health ca
