How Do You Choose A Credit Monitoring Service?
• Make sure that the company monitors all 3 of the major credit bureaus. • Most credit monitoring services claim to give you reports from all 3 reporting agencies: Experian, Equifax and TransUnion. However, only a few actually do. Make sure that the company you choose will give you access to the reports from all 3 bureaus since your credit report can differ a little between each agency. • Find a credit monitoring company that offers a price that you can afford. • You will have to pay either a monthly or annual fee for the monitoring service. Make sure that the fee is something that you can afford. Also check exactly what you are paying for. If you can eliminate certain services that you will not use in exchange for a lower rate, take advantage of the opportunity. • Check the company’s customer service policies and what they offer. • You will want to choose a company that offers complete customer service. Since something can happen to your credit at any hour of the day, it is best to ha
