How Do You Buy A House In 7 Easy Steps?
Buying a house is very frustrating. With all the other buyers out there, and not knowing what the seller wants, sometimes it can seem impossible. Knowing what to expect before buying a home, and understanding the process can speed things up, and make things easier on everyone involved. Get pre-approved for a mortgage. This will tell you how much you can afford to spend on a house. Meet with a mortgage specialist at a bank to do this. Paperwork required will include pay stubs, tax filings from the previous year, a listing of all debts, any accounts and their balances, and any other financial information required. Any amount required as a down payment will be disclosed at this time. Get a good realtor. Realtors handle everything from showing houses to making offers. Pick a realtor from Realtor’s website, ask friends and family who they recommend, or meet with different realtors until you find one you like. Usually realtors require that they are the only ones being used to find you a home