How Do You Budget Basic Expenses To Stay Free Of Debt?
• Budget your food allowance. Instead of spending money in fast food joints, restaurants and bars, cook at home. Spend a night out or a brunch with friends when you have more than enough. • Budget your transportation allowance. Optimize your gas mileage by running errands in one trip or carpool. If you have an SUV, trade it for a gas friendly car. Use public transportation, like the bus or subway. It’s cheaper. • Avoid spending too much on clothes and accessories. It’s hard to resist the goods I know, but when you’re on a strained budget, forget PRADA or ARMANI. Get clothes that last through fashion trends, and choose also from clothes on sale. Some of the best buys can be found there. • Control your leisure spending. Movies can be done on a monthly basis, no need every weekend. Instead, watch movies on cable or trade DVDs with a friend. Cheaper than to go for rentals. If you’re not in the mood for movies, play games with the family. Borrow books from the local library, instead of gett