How Do You Budget And Plan For Great Frugal Christmas Gifts?
Christmas really is the most wonderful time of the year, but it can also be the most expensive time of the year. Don’t get caught up in the race to outdo and one up others this year. It is easy to have a festive Holiday without busting the bank. Follow my tips and you won’t have to worry about huge credit card bills arriving in January! First, make a list of who you will be giving gifts to. Beside each name, note exactly how much you have allotted for the gift. It is important to do this BEFORE shopping. Preparing a list well in advance of Christmas lets you bargain shop and do price comparisons in a leisurely time frame. After the list is complete, add up the dollar amounts and divide by the number of weeks left until you plan to go shopping, or December 25th, whichever comes first. This gives you the exact amount that you will need to save every week before Christmas. You can set aside this amount in a special Christmas Club bank account. The sooner in the year that you start this, t
