How Do You Apply For Cobra Insurance Coverage?
If you’ve worked at a company that has either cut your hours or let you go, you can continue receiving health insurance through COBRA, a program regulated by the federal government and named after the Consolidated Omnibus Budget Reconciliation Act. COBRA lets you keep the health coverage offered by your employer for 18 to 36 months. But COBRA health insurance continuation is not quite like getting coverage through your employer. For instance, the responsibility for the premium payments is on you. Determine whether you are qualified for continued health insurance under COBRA by asking the employer’s plan administrator. If the business had 20 or more employees and you received health benefits when you were terminated or had your hours reduced, you are probably eligible for continued coverage. Be sure you have a copy of the company’s health plan rules so you know how to file a claim with the insurance company once you’re covered under COBRA. Within 60 days of the change in employment, fil
