How Do You Answer A Summons & Complaint On Debt?
If a creditor sues you for an unpaid debt, it is required by law to notify you of the lawsuit via an official summons and complaint. A summons and complaint can be either mailed to you or hand delivered to your home, depending on the law in your state. These documents explain the claim that has been levied against you and the date of the court hearing to evaluate that claim. You must respond to the summons and complaint in order to formulate a successful defense. Failure to respond may result in a default judgment from the court in favor of the plaintiff. Check the name of the creditor and the type of debt you allegedly owe. These items will be listed in the complaint document. If you do not recognize the debt, it is possible that you do not owe it. Go to the court in your county where the hearing listed on the summons and is scheduled to take place. Ask the court clerk for a Notice of Appearance document. Fill out and sign the document and return it to the court clerk. This is necessa
