How Do You Access A Retail Services Credit Account?
Retail services credit accounts are lines of credit extended specifically for the purpose of purchasing one item, at one specific retailer. Other credit cards allow for purchases at thousands of retailers, but retail services accounts are designed to drive business into one store. Accessing these accounts is normally simple. Determine the bank financing the purchases on the account. Most retail services accounts are affiliates of larger lending institutions (HSBC and Citi are common banks). If you cannot immediately find the bank controlling the account, refer to your original contract agreement or your account statement and look for a contact number. One phone call to customer service will give you your answer. Look up the bank online. Online services help you avoid waiting in long customer service phone queues. Make sure you have your username and password for your online account — or create them if it’s your first time logging into your online account. Make sure you have the follow