How do Years of Service affect my ORP retirement income?
Years of Service do not affect your ORP retirement income. Benefits payable under the Program reflect your account balance and payment method. No Years of Service are used to determine your retirement income. Years of Service directly affect retirement income paid under SERS. The SERS formula used to determine the amount of your monthly pension incorporates your total Years of Creditable Service. Hence, the more Years you have accumulated, the larger your income will be. The State Board of Retirement does not recognize Years of Participation in the ORP when determining a retirement income under SERS.
