How do VA home loans work?
Eligibility According to the United States Department of Veteran Affairs, VA home loans are available for nearly every veteran who has ever served in any branch of the United States military. VA benefits are also available for certain government workers such as Public Health Service officers, military academy cadets and National Oceanic & Atmospheric Administration officers among others. Unmarried spouses of military members who died in service are eligible as well. However, eligibility is not that cut and dry. To get a VA home loan you must serve at least 181 days before getting a loan. If serving during WWII, the Korean War or the Vietnam War, you must have only served for 90 days. If discharged from the military, your separation must be under honorable terms. If discharged under anything other than honorable, eligibility may still be possible under the VA’s guidance. A local Veteran Affairs office will further aid in determining your eligibility. Eligibility is also dependent on sta
