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How do the four free ABM Operator fees work?

abm fees Free operator
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How do the four free ABM Operator fees work?

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ING DIRECT covers the fees for the first four ABM transactions you make each month. After that, a $0.75 ABM Operator fee applies for each withdrawal you make using your ING DIRECT Card. The fee is charged by the owner operator of the ABM. Other institutions may charge a convenience fee to use their banking machine ($1.50, in most cases). As this is a charge levied by another institution or the machine owner, ING DIRECT does not cover this fee.

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