How do the deductible and Annual Out-of-Pocket Limit work?
A. You must first pay up to the amount of your deductible before Dean Health Plan will make payments toward services. After the deductible is met, Dean will pay a percentage of the coinsurance until you have met the dollar amount listed in the Annual Out-of-Pocket Limit. For the HSA plan designs, if you have family coverage, the family deductible must be satisfied before Dean will make a payment for covered services.
Related Questions
- If I receive services with a non PPO doctor, do the charges above the PPO allowance apply to my annual deductible or out-of-pocket maximum?
- Can you clarify the difference between the Annual Deductible vs. Out-of-Pocket Maximum in the POS Out-of-Network coverage?
- How do the deductible and Annual Out-of-Pocket Limit work?
