How do points work against my driving record?
Whether your insurance will go up will be very dependent upon your insurance company. If you have been with them for a long time, they may let one point slide. Your policy probably spells this out, or you can ask your agent. Since you mention Capitola, I assume this is in California. With an ordinary drivers license, you can be classified as a “negligent operator” subject to license suspension if you get 4 points in 12 months, 6 points in 24 months, or 8 points in 36 months. (Vehicle Code section 12810.5.) Most moving violations (like speeding) are 1 point. Unless you have gone to traffic school recently (what is recently varies by court, usually 18-24 months), traffic school is available. It costs as much as the ticket, but you don’t get a point and it does not affect your insurance.
