How do people qualify for Social Security Disablity Insurance?
Most people qualify for Social Security disability by working, paying Social Security taxes, and in turn, earning “credits” toward eventual benefits. The maximum number of credits you can earn each year is four. The number of credits you need to qualify for disability depends on your age when you become disabled. Nobody needs more then 40 credits and younger people can qualify with as few as six credits. Disabled children age 18 or older could be eligible for dependent’s benefits on the Social Security record of a parent who is getting retirement or disability benefits or on the record of a parent who has died. The disability must have started before age 22 Children under the age of 18 qualify for dependents benefits on the record of a parent who is getting retirement or disability benefits or on the record of a parent who has died, merely because they are under age 18.