How do parents apply for a Federal Plus Direct Loan?
Under the PLUS Direct Loan, parents will also be borrowing through the U.S. Department of Education. Parents cannot apply through any other lender. A credit check is required however the PLUS Direct program uses a much more lenient credit assessment. Additionally, credit checks are only valid for 90 days. Parents may apply for the PLUS Direct Loan at www.studentloans.gov.
