How do my PassMark™ authentication image and pass phrase work with Adaptive Authentication?
When you visit an office of Highland Bank, typically we recognize your face and you recognize ours. The PassMark™ authentication image and pass phrase perform a similar function over the Internet. It is a new method used to identify both parties to each other. When you enroll, you select a secret picture or authentication image and text or pass phrase known only to you. Whenever you log in, the application shows you this picture or authentication image and pass phrase so that you are certain you are accessing the real application and not a fraudulent site. Adaptive Authentication also checks the computer or device you are using to access the application. Typically you will access the site from one or two computers, such as your work and home systems. The application remembers your computers. If you need to log in from a different computer, such as one at an Internet cafe, the application takes additional steps to verify your identity, such as asking you to answer challenge questions –
